Genetic discrimination involves the unjust treatment of individuals due to their genetic characteristics, which can result in different types of discrimination, from job denial to insurance coverage refusal based on perceived risks associated with certain genetic traits. This discrimination occurs even if individuals are genetically predisposed to a disease they may never develop, regardless of symptoms or diagnoses. Indeed, targeting the genetic status of asymptomatic individuals without confirmed diagnoses is the core of genetic discrimination, because any decision is taken based on genetic information rather than observable symptoms or verified diagnoses, unfairly judging individuals based on potential future risks indicated by their genetic data [1].
For example, insurers sometimes consider genetic information to determine premium rates, aiming for "actuarial fairness” and they may limit coverage for individuals at high genetic risk of certain conditions. The obtained results, regardless of accuracy, can impact insurance coverage and employment decisions. Events of genetic discrimination also include employers denying jobs or promotions based on genetic test results.
Genetic discrimination hinders access to healthcare and resources, limits opportunities, and negatively affects well-being and denies opportunities based on the indication of future risk through genetic testing [1]. Therefore, concerns arise about the misuse of genetic information for discrimination, especially in insurance coverage and employment, but also in contexts of biometrics and other purposes in law enforcement, immigration, and national defense.
Without legal safeguards, fear of genetic discrimination has the potential of deterring healthy individuals from genetic testing and research participation, missing interventions that could reduce genetic disorder rates. Surveys show public mistrust and preference for denying access to genetic information by insurers and employers, reflecting concerns about misuse. [1]